Understanding Social Security and Medicare
Courses offered through Portland Community College and Clackamas Community College
Instructor contact Information: Roger@theguidancegroup.com
Making The Money Last As Long As You Do
- Understanding Your Sources of Income
- Retirement Projections
- Budget
- Current Situation
- Finding Sustainable Level
- Protecting Your Nest Egg
- What Insurance Is Necessary And What Is Not
- Understanding Medicare
- HMOs and Medicare Supplements
- Long Term Care
7 Reasons Retirement Is Not a "Life Long" Vacation
- PROCRASTINATION
- Failure to plan for the effects of INFLATION
- Failure to prepare a "REALITY BUDGET"
- Retiring on "HEARSAY ADVICE"
- POOR TAX PLANNING
- CATASTROPHIC MEDICAL BILLS
- LIVING LONGER THAN ANTICIPATED
COMMON SOCIAL SECURITY CONCERNS
- Taxability of Benefits
- Earned Income Limitation
- Spousal Benefits
- Divorced Spouse
- Cost of Living Adjustments
- Maximum Income Sustainable
Medicare
- Coordination of Benefits
- Who pays first
- Hospital and Medical Insurance Protection
- Medigap Plans
Long Term Care
- Insurance Premiums
- Average Cost Private Nursing Home
- Who Pays for Long Term Care
- Ways to Fund Long Term Care
Levels of Long Term Care
- In Home Assistance
- Custodial Care
- Skilled Nursing Care